The period of time, from October 15 through December 7, during which people who are Medicare-eligible can enroll in, disenroll from or change to a Medicare Part C Advantage or Medicare Part D prescription drug plan of their choice for the following year.

• If you currently have Medicare Part A & B, you can join or switch to another Part C Advantage plan during this time.
• If you have a Part C Advantage Plan, you can switch to Original Medicare Parts A & B.
• If you have or are signing up for a Part D drug card, you can join or switch to another Part D prescription drug plan.
• This does not apply to Medicare Supplement (Medigap) plans.

Your coverage will start January 1 of the following year.

Please remember that Medicare Part C & D plans, by law, cannot exclude you due to pre-existing conditions. The only pre-existing condition they can exclude is End Stage Renal Disease (ESRD).